Flood insurance covers the core system of your house, appliances, and personal belongings. Standard property insurance rarely covers the damages caused by a flood, so specific flood insurance is required, especially if you live in an area that is at high risk of flooding. This insurance does not offer reimbursement for items that are stored in the basement, regardless of their type.
Bishop Insurance recommends contracting flood insurance even if your area is not at high flooding risk, because heavy rain, rapid snow melting, and severe weather may cause floods in areas with low or medium flood risk too. Insurances covering earthquake damages do not necessarily cover flood damage, even if the flooding was a consequence of the earthquake. Flood insurance is backed by the National Flood Insurance Program with a fixed premium.
Pair your Flood Insurance with one of our other Local Insurance Services to take advantage of special prices and payment plans.
- Home Insurance
- Auto Insurance
- Renters Insurance
- Motorcycle Insurance
- Life Insurance
- Business Insurance
- Boat Insurance
For an Insurance Quote, give us a call or contact us by completing the form below: